KOMPLY SOLUTIONS

CDDgenie | Automate CDD with confidence

Accurate, defensible due diligence. Powered by Komply’s compliance engine.

CDDgenie empowers regulated professionals to perform due diligence with confidence. Built on Komply’s real-world compliance methodology, it blends automation with human expertise to create CDD and risk assessments that stand up to scrutiny, every time.

OVERVIEW

Our Solution to Your Problem

Manual and fragmented CDD processes create hidden regulatory risk. Across Malta and the EU, regulated professionals face the same pressures: inconsistent assessments, weak audit trails, and skilled people spending their days on administration rather than risk.

CDDgenie addresses these issues by embedding a consistent, EU-driven, regulator-aligned methodology directly into day-to-day execution. Behind the platform sit Komply’s proprietary CRA and JRA methodologies, designed, calibrated and maintained by financial crime compliance practitioners.

Customer FileAudit-ready
Subject PersonCorporate Service Provider
AssessmentCRA · PMLFTR
UBO structure4 layers · mapped
ScreeningSanctions · PEP · media
Customer risk ratingMedium
LowMediumHigh
Document expiry2 due in 30 days

Rationale documented · full audit trail retained

Illustrative example of a CDDgenie customer file.

THE PROBLEM

Where Regulatory Risk Hides

Five pressures come up in almost every file review we carry out.

Inconsistent risk assessments

Ratings vary across customer files, driven by manual judgement and differing interpretations of regulatory guidance.

Weak audit trails

It is difficult to evidence why decisions were taken when challenged by auditors or regulators.

High operational cost

Skilled professionals spend time on repetitive, administrative tasks instead of risk analysis.

Limited scalability

Growth in clients or transactions means immediate pressure to increase headcount.

Time-consuming reporting

Regulatory reporting requires manual extraction, reconciliation and re-formatting of data.

Frameworks that sit apart

Where the methodology lives outside daily execution, exposure only surfaces at inspection.

CDDgenie addresses these issues by embedding a consistent, EU-driven, regulator-aligned methodology directly into day-to-day execution.

WHY CDDGENIE

Benefits That Hold Up Under Scrutiny

Peace of mind

Your due diligence framework is applied consistently, documented clearly, and structured to withstand regulatory scrutiny.

Stronger risk detection

Automated workflows and structured risk logic help identify higher-risk relationships early.

Regulatory confidence

CDDgenie reflects EU and Maltese obligations and is continuously updated as guidance evolves.

Operational efficiency

Reduce manual effort and rework through automation, without losing professional judgement.

Audit-ready at all times

Clear rationale and complete audit trails mean inspections are managed calmly.

WHAT CDDGENIE DOES

An End-to-End CDD and Risk Environment

  • Automated CDD and KYC workflows
  • Customer and transaction risk scoring
  • UBO chart builder for complex structures
  • File tracking and alerts for overdue CDD
  • Name screening and adverse media
  • Document expiry monitoring
  • 360-degree customer overview
  • Ongoing and event-driven reviews
  • Data extraction and audit-ready reporting
  • EU-focused regulatory alignment
  • Secure, web-based access
  • GDPR-aligned data handling

Behind the Platform

Komply’s proprietary CRA and JRA methodologies sit beneath every screen. Designed, calibrated and maintained by financial crime compliance practitioners, not generic software developers.

PMLFTRNIASanctionsFIAU Implementing ProceduresCRAJRA

THE KOMPLY DIFFERENCE

Most Tools Stop at Automation

CDDgenie goes further.

Built by practitioners

Configured by financial crime compliance specialists with real supervisory and inspection experience.

Regulator-aware by design

Aligned with EU and Maltese regulatory frameworks and supervisory expectations from day one.

Continuously refined

Methodologies are updated as legislation, guidance and risk typologies evolve.

Technology plus human oversight

Can stand alone or be supported by Komply’s expert services, including migration and governance support.

Trusted in high-exposure environments

Used by professionals and firms where regulatory risk, reputation and accountability are real.

What that means in practice

Unlike generic CDD tools, CDDgenie embeds Komply’s real-world compliance judgement into everyday execution.

WHO CDDGENIE IS FOR

Two Editions, Matched to How You Carry Risk

CDDgenie Transactions

Designed for transaction-driven activities, including property-related work.

Ideal for

  • Notaries
  • Real estate professionals

Supports Customer Risk Assessments (CRA) and Transaction Risk Assessments (TRA), with full audit trails for each transaction.

CDDgenie Relationships

Designed for ongoing business relationships and portfolio-based compliance.

Ideal for

  • Corporate Service Providers
  • Accountants and auditors
  • Legal and professional firms acting as Subject Persons

Provides structured onboarding, ongoing monitoring, screening and defensible CRAs across customer portfolios.

How it is delivered

Choose the level of Komply involvement

COREYou manage CDD internally The platform, the methodology and the audit trail. Your team runs the files.

ASSUREIn partnership with Komply Shared execution, with senior judgement and oversight from our specialists where it matters.

ASSISTFully outsourced to Komply Trained local specialists run your CDD end to end within your defensible risk framework.

HOW IT WORKS

From File to Defensible Record

01

Upload

Customer or transaction information enters the platform.

02

Automated checks

Screening, data validation and risk logic run across the file.

03

Structured KYC

KYC information is structured and populated within the platform.

04

Risk scoring

A rating is generated with documented rationale behind it.

05

Reports and trails

Reports and audit trails are produced, ready for internal review or regulators.

Clear, visual and easy to follow. Without sacrificing rigour.

BACKED BY KOMPLY

Not a Standalone Solution

CDDgenie is part of Komply’s wider financial crime compliance offering. Our team of financial crime specialists designs the methodologies, maintains regulatory alignment and supports clients operating in complex, high-risk environments.

For firms that need more than software, Komply provides optional expert support.

Customer migrationExisting files moved onto the methodology without losing history.

Periodic reviewsScheduled reassessment of portfolios against current guidance.

Screening oversightExpert review of alerts, matches and escalation decisions.

Governance supportFramework, policy and committee-level assurance.

See CDDgenie in action.

Book a demo or speak directly to a Financial Crime Compliance Specialist to understand how CDDgenie fits your regulatory obligations, sector and risk profile.